Access to Capital & Loans

14064288_10154259651035428_4246731217188970718_nWhether you’re starting a business, growing a business, or planning a project or development, there is capital available for you.We have compiled a list of lending institutions that are members of our Chamber, as well as development agency loan funds, venture capital, and regional resources.

One of the most efficient ways to get connected with many of these resources is to contact the Chamber. We’re in the business of leveraging our network for your success. Reach out to Dominick Recckio, our Member Relationship Manager to learn more.

  • Join the Chamber

    chamber logo

    Joining the Chamber of Commerce can help you connect to the local business community quickly, and help you navigate the resources and opportunities while you seek funding for your business.

  • Regional Economic Development

    new york state

    The Southern Tier Regional Council offers a Rural Initiative Program, a Community Revitalization Program, and a Shovel Ready Program for ventures and communities in need of financing.

  • Loan Funds

    tompkins county area development

    TCAD’s loans are generally used as gap financing where the existing bank financing and equity available are not sufficient to meet project costs.

  • Federal SBA

    sba logo

    The U.S. Small Business Administration offers various loan programs for small businesses in partnership with local lenders. Many of the loan programs are guaranteed.

  • Cayuga Venture Fund

    cayuga venture fund logo

    CVF’s venture capital team is interested in startups at various stages across a wide range of industries. They invest in companies across New York State that excite them.


    UVANY logo

    UVANY advances investments in companies throughout Upstate New York. They facilitate connections between capital providers, companies and transaction professionals across the state.

  • Microenterprise


    Big Red Microenterprise (BRM) is a student-run educational experience that spurs microenterprise development by assisting self-employed individuals reach their business goals

Chamber Members offering Commercial Lending:

  • Tompkins Trust Company

  • cfcu

  • m&t bank

  • chemung canal trust company

  • Elmira Savings Bank

  • Alternatives Federal Credit Union

  • Tioga State Bank

  • community bank NA

More to explore:

  • Access to Capital
    & Loans

    access to capital and loans in TOmpkins County

  • Incentives &
    Tax Abatements

    Tax incentives

  • Regional &
    NYS AssistanceNew York State